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Georgia Bankruptcy ExemptionHomestead 44-13-100 - Real or personal property, including co-op, used as a residence, up to $10,000 (up to $20,000 if married whether the spouse is filing or not). Unused portion up to $5,000 may be applied to any other property. Personal Property 44-13-100 - Motor vehicles up to $3,500; clothing, household goods, appliances, furnishings, books, musical instruments, animals, and crops up to $300 per item and $5,000 total; jewelry up to $500; health aids; lost future earnings recoveries needed for support up to $7,500; personal injury recoveries up to $10,000; wrongful death recoveries needed for support; burial plot in lieu of homestead. Also, any property up to $600 plus any unused homestead amount up to $5,000. Wages 18-4-20 - For private and federal workers, either 40 times the state or federal hourly minimum wage or a minimum 75% of earned but unpaid earnings; whichever amount is greater. The judge may authorize more for low-income debtors. Pensions 11 U.S.C. § 522 - Tax exempt retirement accounts. Traditional IRAs and Roth IRAs up to $1,095,000 per person. 18-4-22 - ERISA-IRAs and qualified benefits. 44-13-100 - Nonprofit corporations' employees; public employees; other pensions and IRA payments needed for support. Public Benefits 34-9-84 - Workers' compensation. 44-13-100 - Unemployment compensation, Veterans' benefits, social security, crime victims' compensation, and local public assistance. 49-4-35 - Old age assistance. 49-4-58 - Aid to blind. 49-4-84 - Aid to disabled. Tools of Trade 44-13-100 - Tools, books, and implements of trade up to $1,500. Alimony and Child Support 44-13-100 - Alimony and child support needed for support. Insurance 33-15-62 - Fraternal benefit society benefits. 33-26-5 - Life insurance proceeds and availables. 33-28-7 - Annuity and endowment contract benefits. 33-29-15 - Disability or health benefits up to $250 per month. 33-30-10 - Group insurance. 44-13-100 - Unmatured life insurance contract; unmatured life insurance dividends, interest, loan value or cash value up to $2,000 if you or someone you depend on is beneficiary; life insurance proceeds if policy is owned by someone you depend on and is needed for support. Other - Add any applicable Federal Nonbankruptcy Exemptions
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